Showing posts with label insurance. Show all posts
Showing posts with label insurance. Show all posts

Thursday, July 12, 2012

Day 27: Insurance Worries

Wrestling with insurance coverage is a topic central to most other jaw surgery blogs I've seen, and I realize I haven't talked about it at all!  Initially, we encountered a lot of trouble trying to get my insurance to cover my surgery.  My secondary health care plan denied coverage on the basis of... nothing.  Seriously, nothing.


Wait what?

Bottom line: the second highlighted bit that says orthognathic surgery jaw alignment is covered.  I guess what happened is that whoever reviewed my case did not understand anything, and thought I was getting jaw surgery as treatment for sleep apnea.  My dad hastily wrote an appeal to this decision, stating that I what I was getting was orthognathic surgery, a functional necessity that should be covered under insurance.  This morning, I received this letter: 


Covered -yay!


Phew, that saved a couple thousand dollars!  Surgery's still not free, and my parents had to pay a deductible, but this sure helped a lot.  Insurance companies are annoying things-- I'm so fortunate to have parents in the medical field who know how to deal with them!